Z​​en Mortgage Group




Our Mission

We, at Zen Mortgage Group, (formerly ZenLoans) believe in execution at the highest level which entails our confidence to embark, our resilience to endure and our assurance to all our customers, we WILL produce the best results!

Why Refinance?

By definition, a home refinance is is the repurchase of your property for a net tangible benefit (a gain to you). There are many reasons to take advantage of the opportunity to refinance your mortgage and improve your financial position with your home, quite possibly, your largest asset.

1. Lower your interest rate and payment

2. Lower or raise the number of years of your mortgage, known as the term

3. Receive cash out from your loan to consolidate your debt, pay off high interest loans or credit cards, pay for home improvements, college costs, investments or whatever other needs

you may have financially.

4. Change of ownership of the home, as in the case of divorce or death, thus allowing you to stay in the home and eliminates the need to sell.

Be sure to contact us to see how we may help you best fit your needs with a refinance of your current mortgage.


Why Should You Refinance with Zen Mortgage Group?

We are a local mortgage brokerage firm, licensed in West Virginia, Virginia and Maryland, working with clients for more than 20 years, specializing in refinances, and giving you the most flexibility to receive the mortgage type which serves your needs best. With us you will not be limited to just a few options of loan types or rates as you would at a bank or even other mortgage companies, where they only sell their products. Think of us as a Super Store for your mortgage! The best rates, with no hidden fees and the most options available, including


Conventional and Reverse Mortgages! *

*Total finance charges may be higher over the life of the loan

people who trust us


Brett worked with me from start to finish...quick, professional, excellent customer service and always available when I called or emailed with questions. He got me the lowest rate of all for refinancing....went to settlement within 2 weeks from start to finish.

Otto S. January 2021

Chuck & his team are absolutely amazing! We couldn’t be happier with the whole refi process. A big shout out to Aleah, Brianna, and Madison for the excellent customer service & quick replies to our questions!

Ean S. November 2020

Chuck and his team were the best we've ever worked with in the industry! He was quick and professional. The best part was that he treated us like family, not customers. He did exactly what he promised and went above and beyond for our family. We will never go to another mortgage broker and will recommend him wholeheartedly! 

Anabelle A.-C. June 2020